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  • CONSUMERISM  UNIT
    LIFESKILLS PERFORMANCE OBJECTIVES
    LEVEL:  350
     
     
     
     

    CONSUMERISM UNIT GOAL
    Students will demonstrate their ability to use level appropriate language skills to plan for, evaluate, and make purchases of goods and services.
     

    CONSUMERISM LIFESKILLS PERFORMANCE OBJECTIVES (Summary):

    1. Identify needs as a consumer.
    2. Choose best checking and savings account options for personal needs.
    3. Follow instructions for electronic banking services.
    4. Given a major purchase, specify needs and request information.
    5. Compare credit card features, select best option, and complete application.
    6. Identify a consumer's rights and responsibilities.
    7. Make consumer complaint about a product or service.
    8. Plan a budget.
     
    Level 350 Consumerism Resource Page

     
    LIFESKILLS PERFORMANCE OBJECTIVES 

    FUNCTIONS AND SAMPLE LANGUAGE

    RESOURCES  

    Go to the Best of the Web

    INTEGRATION

    1.  Identify needs as a consumer and set class goals. 

    Teacher Note: Some of the objectives in this unit are quite involved. It is best to limit instruction to 3-4 objectives. 

    Express Need/Opninion: 

    I need to buy/know ... 
    I'm planning to buy.... 
    I'm thinking of ..... 
    I'm interested in..... 

     

    Consumer Needs: 
    Students brainstorm/reflect on their needs as consumers (what they purchase, what information they need to make informed decisions) 

    Stand Out 3 Unit 2, Learning Log p.40 

    Unit Goal Setting: 
    REEP 300 goal setting activity (adapt to 350 objs.) 

    See Needs Assessment & Unit Planning under Instructional Planning on side bar

    Structures:compound sentences, conjuctions, present perfect. 

    Cross-culture: Grid to compare cultures:   bargaining, payment types, guarantees, refunds, etc. 

     

    2.  Given checking and savings account options, choose best one for personal needs. Make comparisons: 

    This savings account has a better interest rate.  

    This checking account has the lowest minimum balance.

    English for Adult Competency 2 (EAC) p. 125. 
    Topics & Language Competencies 3  p.30-31. 

    Bank of America: Comparing Checking Accounts 
    Banking 
    Selecting a bank 
    Bank Account Comparisons  
    Savings Account Comparisons  

    Listening: 
    First Mountain Bank

    Structures:  Comparatives and superlatives  
     

    Extension:  
    Field trip to bank to request checking and savings information. 

    Debit Cards

    3.  Follow instructions to use electronic banking services ( ATM, direct deposit, automatic withdrawal, etc.). Give instructions: 

    First, insert your card.  
    Second, enter your PIN number. 
     

    Topics & Language Competencies 3  p.32-3.  

    Needs assessment 
    Electronic banking definitions  
     

    Structures:  
    Imperatives, ordinal numbers 

    Extension:  Demonstrate process at ATM machine. Discuss ATM security.

    4.  Given a major purchase, request information  (possible contexts:  furniture, car, appliances, computer, house). Express needs: 

    I need a smaller couch.  
    How many miles does the car have on it? 

    Request information: 

    What size is the computer monitor?  

    Where is the closest metro to the house? 

    The New Grammar in Action  Unit 12 
    Stand Out 3 Unit 2,  Lesson 4 & 7 
    Expressways 3 Unit 7 pgs. 118, 130. 
    EAC 2 p.127-8  
    Fannie Mae's: How to Buy a Home in the United States 

    *Money Skills for Teachers: Table of Contents 
     

    Structures: Comparatives and superlatives; Information Questions 

    Extension: field trip to do comparative shopping given a chart. 

    Research information about a specific purchase: 
    Buying a Computer 
    Buying a Car 
    Buying a Home: A Success Story 

    Order free home buying guides: 
    homebuyingguide

    5.  Given various credit  options, compare interest rates, annual fees, and other features. Report information: 

    This card has a higher annual fee than that card. 

    Checks don't cost as much as credit cards. 

    This card has the highest/lowest interest rate/annual fee.

    Credit Card Comparision  
    Credit Card Tips 
    Advantages and Disadvantages of Using Credit 
    Borders Card 

    Crossroads Cafe Unit 16 -Loan Applications  
    Stand Out 3  
    Unit 2 L 2-applicaton 
    Topics & Language Competencies 3  p.27-application

    Structures:  Comparatives and Superlatives; 
    demonstratives  

    Extension:  Comparing various applications 

    Cross-culture: Use of credit in other countries. 
    Reading your credit card statement

    6.  Identify rights and responsibilities as a consumer. Advise/instruct: 
    You should call the Better Business Bureau.  

    You may want to get a lawyer. 

    We must recycle our trash.

    Student generated list 

    *Consumer's Resource Handbook 
    *Consumer Action Website 
    *Consumer Rights and Responsibilities  
    *Recycling 
    *Consumer Reports 
    *Telemarketing 
    *National Do-Not-Call Registry
    *Nashville READ: Consumer Rights and Responsibilities 
    *Problem Solving Scenarios 
    *Better Business Bureau 
    *Mortgage Bill of Rights

    Structures:  present tense modals 
     

    Extension:  Students research sources for legal and consumer assistance.

    7.  Make consumer complaint about a product or service. Express needs: 

    I have called you four times to correct this problem. 

    I have waited for three weeks. 
     

    EAC 2  p 102,106. 
    Crossroads Cafe Unit 17, 20, 22  

    Letters and forms: 
    Sample letter 
    Consumer's Resource Handbook 
    Writing a complaint letter 
    VA Consumer Affairs Complaint form  
    On-line Complaint System 
    Arlington On-line Complaints

    Structures:  Present Perfect; since/for 

    Extension: Phone calls to complain

    8. Plan a budget. Advise/instruct: 
    First, you list your expenses. Then, you list your income.  

    Express Need: 
    I need ____ for rent and ____ for bills.

    Plan a Budget 

    Budget Worksheet 

    Setting Financial Goals

    Structures: Ordinal numbers, sequencial Adverbs 

    Extension: Rework personal budget to include a purchase or debt-free goal.


    Arlington Education and Employment Program
    2801 Clarendon Blvd., Room 218, Arlington, VA 22201

    Contact REEP:reep@arlington.k12.va.us