Medical Coverage

The School Board recognizes the importance of maintaining the physical and mental well-being of its employees. All employees regularly scheduled to work 15 or more hours per week in a benefits-eligible position are eligible for enrollment in the group Medical, Dental, and Vision plans.

Employees may select medical insurance coverage for themselves and their eligible family members from:

  • Kaiser Permanente, or
  • Cigna Healthcare

Medical Coverage Plan Year:   January 1st through December 31st
The medical plans operate on a calendar year basis and both plans renew January 1st.  An open enrollment period is held annually, during the month of October, at which time employees can elect or make changes to their medical coverage, with coverage going into effect the following January 1st.

2020 Employee Contribution Schedule for Active Employees
Go to the Benefits Home Page to view the 2020 Employee Contribution Schedule for Active Employees.

After each pay date, review your current deductions on your pay stub and notify the Benefits Department immediately of a discrepancy. You can view your pay stub and view your current benefit elections via your STARS APS Employee Self-Service account.  To access your STARS account, go to the Tools section on the Staff Central page.

Newly Hired Benefits-Eligible Employees and Current Employees Newly Eligible for Benefits
To make your benefit election, go to the Benefits Home Page to download and print the APS Benefits Enrollment and Change Form. Send your completed form to the Benefits Department to the address printed at the bottom of the form.

Have a Cigna Healthcare benefit question before you are enrolled?
Call Cigna Healthcare’s Pre-Enrollment Help Line at 1-888-806-5042.  View the Cigna One Guide Pre Enrollment Customer brochure for more information.

You can also meet with our Cigna onsite representative.

What’s New in 2020?

The following plan changes will go into effect January 1, 2020:

Cigna Healthcare:

Cigna HIGH Plan and Cigna LOW Plan

  • No plan changes for 2020

Kaiser Permanente HMO Signature Plan:

  • Age limit removed for benefits related to Autism Spectrum Disorder

2020 Benefit Information:

Applies to full-time and part-time benefits-eligible employees, non-Medicare retirees, employees on an approved leave status, and COBRA participants.

Kaiser Permanente HMO:

Kaiser Permanente 2020 Summary of Benefits and Coverage (SBC) ◊ view Spanish version
Kaiser Permanente 2020 Enrollment Guide ◊ view Spanish version
Kaiser Permanente Mental Health and Wellness Brochure ◊ view Spanish version
Your Guide to Kaiser Permanente Medical Centers
For a current list of Providers and Medical Centers, go to Kaiser Permanente’s online provider directory

Cigna Healthcare:

Cigna 2020 Benefit Summary HIGH Option
Cigna 2020 Summary of Benefits and Coverage (SBC) HIGH Option
Cigna 2020 Benefit Summary LOW Option
Cigna 2020 Summary of Benefits and Coverage (SBC) LOW Option
Cigna Open Access Plus Overview

Prescription Drug Coverage:
Prescription Drug Formulary effective January 1, 2020
Prescription Drug Cost Difference Flyer
Cigna 90 Now for 90-day prescription fills
Cigna 90 Now Maintenance Drug List
Cigna 90 Now Pharmacy Directory

Cigna Virtual Care and Video Visits:
Cigna Virtual Care and Video Visit Overview
Video Visits for Behavioral Health
A Guide to the 2020 Cold & Flu Season
When Should You Use Online Doctor Visits?

Cigna Online Provider Directory
Behavioral Autism Specialty Team Flyer
Personal Health Team
Healthy Rewards Program and Fit Direct
How to Make the Most of Your Health Plan


2019 Benefit Information:

Applies to full-time and part-time benefits-eligible employees, non-Medicare retirees, employees on an approved leave status, and COBRA participants.

Kaiser Permanente HMO:

Kaiser Permanente 2019 Evidence of Coverage (EOC)
Kaiser Permanente 2019 Summary of Benefits and Coverage (SBC) ◊ view Spanish version
Kaiser Permanente 2019 Enrollment Guide ◊ view Spanish version
Kaiser Permanente Mental Health and Wellness Brochure

Cigna Healthcare:

Cigna 2019 Evidence of Coverage (EOC) HIGH Option
Cigna 2019 Benefit Summary HIGH Option
Cigna 2019 Summary of Benefits and Coverage (SBC) HIGH Option

Cigna 2019 Evidence of Coverage (EOC) LOW Option
Cigna 2019 Benefit Summary LOW Option
Cigna 2019 Summary of Benefits and Coverage (SBC) LOW Option