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Form 1095-C Frequently Asked Questions for 2015 Tax Year

What is a Form 1095-C?
Starting in 2016 (for the 2015 tax year), Arlington Public Schools (APS) will issue a new tax form, Form 1095-C. Form 1095-C is required under the Affordable Care Act (ACA). It contains information about the medical coverage offered to you and your dependents by APS. The IRS will use this information, in part, to validate your compliance with the ACA’s individual shared responsibility requirements. Think of the form as your “proof of insurance” for the IRS.

If you were enrolled in one of the APS medical plans, worked an average of 30 or more hours per week, or were considered a full-time employee at any point in 2015, then you should receive Form 1095-C. You do not need this form to file your tax return.When will I receive my Form 1095-C?
On December 28, 2015, the IRS extended the due date for the 2015 Form 1095-C reporting requirements. This means the original deadline for issuing Form 1095-C to employees has moved from February 1, 2016 to March 31, 2016. You should have received your 2015 Form 1095-C prior to the revised March 31, 2016 deadline.

If you believe you should have received a 1095-C but did not, please contact the Benefits Department atbenefits@apsva.us, or call x2881.

Why did I receive a Form 1095-B from Kaiser Permanente?
If you were enrolled with Kaiser Permanente coverage through APS, you will also receive a Form 1095-B directly from Kaiser Permanente. The 1095-B form lists individuals in your family who were enrolled in your Kaiser Permanente coverage and shows their months of coverage.

Does the reporting delay affect employees and their tax returns?
The IRS Q&A clarifies taxpayers do not need to wait until they receive a Form 1095-C before they file their taxes. Taxpayers comply with minimum essential coverage filing requirements by simply checking a box on the Form 1040 that they had coverage for the year. You do not need to file any evidence of coverage with your tax forms.

Will I receive a form 1095-C?
A Form 1095-C will be sent to employees who were:

  • Enrolled in medical coverage through APS in 2015, or
  • Considered a full time employee and eligible for APS medical coverage at any point during 2015 including those persons who declined/waived coverage.

Why didn’t I get a Form 1095-C?
If you did not fall into one of the eligible categories outlined above, APS will not send you a Form 1095-C. You also will not receive a Form 1095-C if you were only covered as a dependent and not the primary subscriber.

Why did I get more than one Form 1095-C?
If you worked for more than one employer during 2015, you may receive a Form 1095-C from each employer. For example, if you changed jobs in 2015 and were eligible for and/or enrolled in coverage with both employers, you may receive a Form 1095-C from each employer.

What should I do with my Form 1095-C?
When you receive your 1095-C, keep it for your records. You do not need to submit a copy of your Form 1095-C form with your tax return. In fact, most people will only have to check a box on their tax return stating that they (and their dependents, if applicable) were covered for 2015.

Please consult your tax advisor if you have questions about filing your tax return.

Can I obtain an electronic copy of my 1095-C form?
Electronic copies are not available for 2015. You will receive a PAPER copy of the form.

How can I obtain another copy of the form?
All requests must be in writing and sent to benefits@apsva.us. Insert 1095-C Duplicate Request in the subject header. Remember, you DO NOT need the form to file your tax return.

What if I have questions?
If you have additional questions about your Form 1095-C, please contact the APS Benefits Department atbenefits@apsva.us, or call x2881. You may also visit www.irs.gov or www.healthcare.gov to learn more.

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